If a company keeps their current plans started before March 23, 2010, but adds a high-deductible health plan (HDHP), will the current plans maintain grandfathered status?
The addition of an HDHP plan should not affect the ability for the company’s existing plans to maintain grandfathered status; however, the HDHP that is added would not be grandfathered. There are other criteria that could cause the existing plans to lose this status. The company should check with an attorney or benefits provider regarding the status of their plans.