If a company does not offer a wind/hail exclusion for HO 00 04 and HO 00 06, in the second set of samples required, should they input zeroes or handle another way?
A company should report a “record” for each representative ZIP code for this data call. However, the field where the premium is reported may be empty if the company does not have a rate for a particular coverage specified in the instructions. If the company does not offer a wind/hail exclusion in the 42 ZIP codes in the coastal counties and the portion of Harris County designated as a catastrophe area, then the fields where the premium is reported for these profiles will be empty; do not enter zeroes.
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