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If a business is offering group coverage for the first time, will pre-existing condition exclusions be applied?

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If a business is offering group coverage for the first time, will pre-existing condition exclusions be applied?

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Unless an employee or dependent has qualifying prior health insurance that has ended no more than 62 days prior to the effective date of the new group plan, that person will have to satisfy the full pre-existing condition exclusion waiting period.

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