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I went from owning a sedan to owning a 2 door car and my insurance premiums went up. Does it usually cost more to insure a 2 door vehicle?

April 26, 2017car COST door Insurance insure owning premiums SEDAN usually

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I went from owning a sedan to owning a 2 door car and my insurance premiums went up. Does it usually cost more to insure a 2 door vehicle?

1 Answer

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10 Posted

The rate increase is probably due to your new 2 door vehicle being classified as a sports car by your insurer. Replacement parts for sports vehicles are typically more expensive than comparable parts for non-sports vehicles and sports vehicles also have statistically higher accident rates and, thus, are considered a higher risk to insure than non-sports vehicles.