I was seriously injured, but the drivers insurance coverage is insufficient to adequately compensate me. What can I do in order to recover more than the insurance coverage for the driver at fault?
Other insurance policies might provide excess coverage for your injures. Also, if you or any member of your household owned or leased a vehicle on the date of the accident, the insurance policy covering such vehicle(s) might provide underinsured motorist coverage, also known as supplementary uninsured motorist coverage. This coverage might provide a significant source of additional recovery for your injuries. (Of course, you could also seek to collect from the defendant’s personal assets, the portion of a judgment in excess of the responsible driver’s and owner’s insurance coverage.
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