I was involved in an accident with a driver whose insurance coverage was not adequate to compensate me for my injuries. Can I obtain additional compensation from my own insurance company?
Although New York has mandatory auto insurance requirements, many vehicles only have limited coverage. In an underinsured situation, the negligent party has inadequate liability coverage to compensate you for your injuries. However, you may be able to recover under the insurance policy of the vehicle you occupied, whether you were the driver, owner or passenger. At Greenberg & Stein, P.C. our attorneys are well versed with the special requirements of the underinsured motorist law. If this type of claim is being made under your own policy it should not result in an increase in your premium, or a cancellation of your coverage.
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