I want to consolidate debt. Any good trustworthy companies?
We do not have a lot of debt, but want to buy a house in 2-4 years. We want our credit to be squeeky clean. I’ve heard of companies that will make offers to the collectors and then consolidate all the bills into one monthly bill. Any good advice? A: Debt consolidation comes in many forms, so it is important that you reflect on what your needs and concerns and financial situation are before signing up for an online debt consolidation program. The four primary concerns for most consumers are: i) monthly payment, ii) time to debt freedom, iii) total cost, and iv) the credit rating impact of the consolidation program. Be sure to evaluate each program, relative to your prioritization of these factors. Debt Consolidation Loan Many people think first of a debt consolidation loan when seeking online debt consolidation. This option typically means a second home loan (or home equity line of credit) or refinancing your primary mortgage. In a debt consolidation loan, you exchange one loan for anot