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I used a proxy business reply envelope to send my mortgage payment, but it never got credited and I had to pay a penalty. What happened to it?

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I used a proxy business reply envelope to send my mortgage payment, but it never got credited and I had to pay a penalty. What happened to it?

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If a business reply envelope meant for returning a proxy card is used for another purpose, the documents being sent may not reach the destination intended. Corporate Election Services attempts to forward or return such documents, but it may take several days to do this. The Postal Service uses scanning equipment to read the bar code on the bottom of the business reply envelope. Even if you put a label over the address part, the envelope may still find its way to the address encoded by the bar code. If you cross through the bar code, the envelope will likely be discarded as undeliverable.

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