I see criminal records for sale on the internet for as little as $9.95. Why aren they a reliable source of background check information?
A. For a link to an article in the Chicago Tribune addressing this subject: Click Here 35. Explain the Fair Credit Reporting Act. A. The Fair Credit Reporting Act is intended to provide consumers with certain rights concerning information about themselves contained in credit or “consumer reports”. It is a Federal law regulating the collection, use, and distribution of consumer credit information. The FCRA was enacted in 1970, and substantially amended in the late 1990s and in 2003, and forms the basis for all consumer credit rights. The law is intended to ensure privacy and accuracy of credit reports. FCRA regulates activities by consumer reporting agencies, by any person or company providing information to those consumer reporting agencies, and by any person or company using the information for credit, employment, or insurance purposes. FCRA also provides consumers the right to periodically review and have errors corrected in their credit records. The Fair and Accurate Credit Transact
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