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I read somewhere about a “4% rule.” Does FIRECalc use that?

April 26, 2017firecalc read

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I read somewhere about a “4% rule.” Does FIRECalc use that?

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The “4% Rule” is shorthand for a lot of research by a lot of different people that finds, in general, long term withdrawals are sustainable if they are roughly 4% of the portfolio, when there are no other sources of funds (Social Security, etc.) and no variations in the spending throughout the retirement. FIRECalc finds similar results.