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I pay by credit card and I just received a late notice from Xecunet for the first time. What gives?

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I pay by credit card and I just received a late notice from Xecunet for the first time. What gives?

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When our processing company declines credit cards, we do not receive the reason why. Most times it is due to an expired card. Our system will notify you by e-mail as part of your invoice when your card is about to expire. The notice will request that you call our office with a new card or expiration date.

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