I now have permanent residency and am eligible for full Medicare benefits, from what date should I start on Australian residents cover? Answer…
• You can start on a cover for Australian residents from the date you are eligible for full Medicare benefits. In order to change to a cover for Australian residents you will need to provide us with a copy of your Medicare eligibility letter as soon as possible after you receive it. To avoid any Lifetime Health Cover loading you will need to take out Australian residents’ cover within 12 months of becoming eligible. Covers for Australian residents can provide you with a wide range of alternative options to suit your needs and if you join on an equivalent level of cover to your overseas visitor cover, you will continue to be covered for benefits on all services you were entitled to under your overseas visitors cover. This applies as long as you transfer to a cover for Australian residents within 30 days of ceasing your overseas visitor cover.