I noticed that FLTCIP 2.0 doesnt offer the Facilities-Only Plan. Why not?
The Facilities-Only Plan offers coverage only for care in a facility such as an assisted living facility or a nursing home. It does not cover home care. To date, only a small percentage of enrollees have selected the Facilities-Only Plan. FLTCIP experience also indicates that many individuals would prefer to utilize home care at time of claim. For these reasons, OPM requested that all FLTCIP 2.0 plans cover both facility-based care and home care. Enrollees who currently have the Facilities-Only Plan will keep that plan in FLTCIP 1.0 unless they voluntarily choose to change it.