I made a calling card purchase from the LDPOST web store and I see several transactions on my card. What are they?
After you place an order with Long Distance Post, your credit-card company makes an authorization on your account. This checks to see if you have available credit in your account to cover your order. The credit-card company then checks to verify that the address and account number match those in its records. If there is a match, your purchase is approved and the authorized amount is immediately billed. If there is not a match, your credit-card company keeps the authorized amount in ‘escrow’ for three-five days, pending further attempts to verify the account and requested transaction. If the purchase is not verified within a week, the amount in escrow is returned to your account. It will no longer appear when you check your credit-card account online. If you check your credit-card account using your bank’s web-based tools, you will see amounts being held in escrow AND actual charges being billed. Some online bank interfaces do not differentiate between pending and actual charges. This i
