I lost my job and am struggling to pay my mortgage. Is it legal to sell my home?

Yes. It is legal and possible to sell a home even if you’re behind on your mortgage, as long as your lender hasn’t foreclosed your property yet. If you’re struggling and don’t see your financial situation improving soon, selling your home might just be the best thing you can do, as you can pay off the remainder of your mortgage with the sales proceeds.

You’d want to act fast, as the longer you are late on your payments, the more interest they accrue. Unfortunately, not many people are willing to purchase a home with late payments, liens, or any other issues. But direct property buyers would be! For example, our company, I Will Buy House, is passionate about helping individuals and communities overcome any financial setbacks by buying homes that no one else wants. We take over mortgage payments in Washington State so that you can avoid foreclosure and start anew.