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I live in a state where I can pick either no-fault coverage or traditional tort coverage.Which one should I choose?

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I live in a state where I can pick either no-fault coverage or traditional tort coverage.Which one should I choose?

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Which one you choose depends on your tolerance toward the chance that you may not be able to sue for pain and suffering damages in all accidents. However, since the thresholds where you regain your tort rights are usually low, many policyowners choose the no-fault coverage because it can mean substantially reduced premium costs.

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