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I let my holiday home in France for a few weeks a year. Does my standard home insurance policy cover my responsibility towards lodgers?

April 26, 2017cover France holiday Home Home Insurance let policy standard weeks year

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I let my holiday home in France for a few weeks a year. Does my standard home insurance policy cover my responsibility towards lodgers?

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No, not unless you have taken out additional cover, which anyway does not cost a fortune. For an additional 30 to 60 euros, depending on the size of the house, your tenants will be covered in case of personal injuries inflicted by your property. Please note that tenants’ personal belongings are not covered. In addition, tenants’ liability towards you, the landlord, will be covered in case of fire or water damage.