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I know Loras is a residential campus. What is the residency requirement?

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I know Loras is a residential campus. What is the residency requirement?

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Students with less than 80 credits or who are under the age of 21 by the first day of classes of the fall semester who do not live with parents, legal guardians, a spouse or children in the city of Dubuque or nearby are required to live in college-owned housing.

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