I just lost a close relative – is there anyway to find out if they had Life Insurance?
While there is no “central agency” that keeps such records- if a relative dies and no one in the family knows if they had life insurance – here are some ways you may be able to find out. • Try to find canceled checks made out for life insurance premiums, or contact your deceased relative’s bank for copies of old checks. • Go trough credit card statements. Your relative may have used credit cards to pay his or her life insurance premiums. • You can check with probate court records for details of your relative’s estate. A life insurance policy could show up as an asset, if his or her estate had to go through probate. • Contact past employers to see if there may have been employee group life insurance. • Check with your relative’s “other insurance” agents or companies such as auto or home insurance agents, they may have sold him or her a life insurance policy as well. An insurance agent may also be able to query the main office of the company to determine if there is a policy on file for
