I hear I can get a free copy of my credit report if Ive been turned down for a loan. How does that work?
Under the Fair Credit Reporting Act (FCRA), you may be entitled to receive a free copy of your personal credit report if you have received notice within the past 60 days that you have been declined credit, employment or housing, or if adverse action has been taken against you based on information from Experian. You can order your free report online at www.experian.com/reportaccess, or by calling 1 866 200 6020. If not eligible, some state laws require a free credit report or a lesser fee for consumers in their states.
• Under the Fair Credit Reporting Act (FCRA), you may be entitled to receive a free copy of your personal credit report if you have received notice within the past 60 days that you have been declined credit, employment or housing, or if adverse action has been taken against you based on information from Experian. You can order your free report online at www.experian.com/reportaccess, or by calling 1 866 200 6020. If not eligible, some state laws require a free credit report or a lesser fee for consumers in their states. *Our online credit report is a premium service requiring a fee of $9.50. If you are entitled to a free report under the FCRA and contact us at the above number, we will gladly mail your report to you as soon as possible.
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