I have trouble breathing through my nose and have terrible sinus problems (or other breathing problems). Will my insurance policy pay for rhinoplasty?
When someone has trouble breathing through their nose it is most likely because he/she has a deviated septum or an abnormal internal framework of the nose. This condition may be caused from trauma such as a broken nose. However, many patients with this condition can’t remember an incident where this might have occurred. The deviated septum or some sort of nasal obstruction could also result from allergies. While individual insurance policies can vary, in general, functional surgery to improve breathing is considered a covered benefit in most group health insurance policies and is therefore covered by insurance. Insurance will not cover your nose surgery if the reason is simply cosmetic.
