I have specifically insured antique items listed on my homeowners insurance policy. If I have a total loss, would the insurance company pay me their insured value?
Your insurance company would first confirm the value of the items with one or more independent antique dealers. You should then be paid a dollar value based on the dealer(s) estimate of the worth of the antique items. The limit shown for each item is the most the insurance company would pay in the case of loss or damage to the item. If you disagree with the settlement offered by your company, then you can follow the dispute resolution process outlined in your policy. You should also keep your appraisals up to date and adjust the insured value accordingly. Return to top of page.
Related Questions
- I have specifically insured antique items listed on my homeowner’s insurance policy. If I have a total loss, would the insurance company pay me their insured value?
- I have specifically insured antique items listed on my homeowners insurance policy. If I have a total loss, would the insurance company pay me their insured value?
- I HAVE SPECIFICALLY INSURED ANTIQUE ITEMS LISTED ON MY HOMEOWNERS POLICY. IF I HAVE A TOTAL LOSS, WOULD THE INSURANCE COMPANY PAY ME THEIR INSURED VALUE?
