I have prior group health insurance coverage. Does this mean an “individual” health insurance company must accept my application and waive any pre-existing condition exclusions?
No. The prior group coverage doesn’t matter in Illinois and in Indiana. A health insurance company can still deny your application or agree to insure you subject to extra limitations on the policy. However, if you are denied health insurance, you may be eligible to participate in your state’s comprehensive “safety net” plan established for persons unable to obtain health insurance through the private market.
Related Questions
- I have prior group health insurance coverage. Does this mean an "individual" health insurance company must accept my application and waive any pre-existing condition exclusions?
- I have previous group health insurance coverage. Does this mean the health insurance company must accept my application and apply no pre-existing condition limitations?
- I have previous health insurance coverage. Does this mean the insurance company must accept my application and apply no pre-existing condition limitations?
