I have previous group health insurance coverage. Does this mean the health insurance company must accept my application and apply no pre-existing condition limitations?
No. In Texas it does not matter that you have previous group health insurance coverage. A health insurance company can still deny your application for individual or family coverage. However, if your application is declined, you may be eligible to participate in the Texas Health Risk Pool (www.txhealthpool.org ) established for persons who are unable to obtain health insurance coverage on the open market.
No. In Illinois it does not matter that you have previous group health insurance coverage. A health insurance company can still deny your application for individual or family coverage. However, if your application is declined, you may be eligible to participate in your state’s “safety net” plan established for persons who are unable to obtain health insurance coverage on the open market.
No. In in most most states it does not matter that you have previous group health insurance coverage. A health insurance company can still deny your application for individual or family coverage. However, if your application is declined, you may be eligible to participate in a state Health Risk Pool (www.healthinsurance.org/risk_pools/ ) established for persons who are unable to obtain health insurance coverage on the open market.
Related Questions
- I have prior group health insurance coverage. Does this mean an "individual" health insurance company must accept my application and waive any pre-existing condition exclusions?
- I have previous group health insurance coverage. Does this mean the health insurance company must accept my application and apply no pre-existing condition limitations?
- I have previous health insurance coverage. Does this mean the insurance company must accept my application and apply no pre-existing condition limitations?
