I have Medigap coverage. How will that be affected by the Aetna Medicare Open Plan?
A – As of April 1, the new Aetna Medicare Open Plan will be your primary plan, meaning it will pay benefits first. As a Medicare Advantage Plan the Aetna Medicare Open Plan insures your Medicare benefits on behalf of Medicare. Therefore, Medicare will no longer pay for any of your health care. Typically, Medigap plan coverages provide a lesser benefit than the Aetna Medicare Open Plan. The Aetna Medicare Open Plan includes supplemental coverage similar to the Traditional Choice Indemnity coverage (i.e., catastrophic coverage for all medical costs each year in excess of the first $3,000 that you pay out-of-pocket). If you have Medigap coverage in addition to your Aetna coverage, you should contact the carrier for your Medigap plan (or secondary coverage) for additional details about how your Medigap plan (or other secondary coverage) will coordinate with the Aetna Medicare Open Plan, if at all. You also may have additional coverage through a spouse’s plan; if so, contact the carrier of
