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I have health insurance coverage at work, but the cost to add my wife and two kids to the plan is very high. Can they have their own individual plan?

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I have health insurance coverage at work, but the cost to add my wife and two kids to the plan is very high. Can they have their own individual plan?

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Yes. Your family can be covered by an individual health insurance plan even though you are covered under a group plan at work. In fact, your children may own their own health insurance plan without having coverage on either of the parents.

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