I have had credit problems in the past. What is the best way to repair my credit so that I may apply for a mortgage in the future?
A good place to start is to speak to a qualified not-for-profit credit counseling organization that will review your personal situation and suggest ways to improve your credit. They may also help you to dispute any inaccurate items on your credit report. A good source of credit counseling providers can be found by clicking here. Fannie Mae, the nation’s leading provider of mortgage funds, runs this website. It offers, among other things, such topics as “Finding a Counseling Agency.” Another option is to speak with one of our participating lenders who could spend some time putting together a “home loan action plan.” Depending on the magnitude of the credit issues, that may be your best option.
Related Questions
- Does First Choice Mortgage Services, LLC offer products for people who have past credit problems or bankruptcies?
- I have had some past credit problems... Can Waynesboro Home Furniture still help with my financing?
- Can I get a loan with past credit problems, bankruptcy, foreclosure, mortgage lates etc?
