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I have enrolled the “Personal Accident Insurance Plan” and have been injured in an accident arising out of and in the course of my occupation or business, would there be any benefit covered?

April 26, 2017Accident arising benefit Business course Covered Enrolled Occupation personal accident insurance plan

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I have enrolled the “Personal Accident Insurance Plan” and have been injured in an accident arising out of and in the course of my occupation or business, would there be any benefit covered?

1 Answer

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If you are not working as white collars or in occupations without special risks, the ‘Occupational Accident Exclusion’ would be endorsed by “Hang Seng General Insurance”. Therefore, it depends on individual customer’s policy to determine whether he/she is under protection.