I have coverage through Southeast Missouri State University; however, my spouse has health coverage through her employer. Which coverage is considered primary?
The MSU Benefits Group health plan is primary to covered employees. For dependents, a health plan without a Coordination of Benefits provision is always the primary plan. If all plans have such a provision, dependent children will be covered a primary under the plan covering the parent whose birthday falls earlier in the year. The plan covering the parent whose birthday falls later in the year pays second.
Related Questions
- I have coverage through Southeast Missouri State University; however, my spouse has health coverage through her employer. Which coverage is considered primary?
- My spouse has health benefit coverage under her employer. Can I deduct the eligible expenses that are not covered by her plan under my PHSP?
- I am Medicare primary; do I need to submit anything during annual enrollment since State Health Plan coverage is secondary?
