I have an employee whose spouse is also a state employee. When the spouse’s coverage terminates, can the spouse transfer any life insurance in force to my employee’s coverage?
Yes. When both spouses/qualified domestic partners are covered employees and one employee terminates coverage, any in-force Part C and Part D life insurance may be transferred, without evidence of good health, to the remaining insured employee’s Supplemental Spouse Life Insurance (Part B). The combined Supplemental Spouse coverage may not exceed the standard maximum limitation (50 percent of the insured employee’s total Part C and D coverage). Likewise, any in-force Part B Supplemental Spouse coverage may be transferred to the remaining insured employee’s Part C and/or Part D coverage up to a maximum allowed. Only the amount of terminated life coverage may be transferred within 31 days of termination. Any transfer of coverage through this special provision must be immediate and without lapse in coverage. Note: Part B Basic Spouse may be added without approval id spouse coverage is being transferred.
Related Questions
- I have an employee whose spouse is also a state employee. When the spouse’s coverage terminates, can the spouse transfer any life insurance in force to my employee’s coverage?
- What happens if an employee separates from State employment after receiving leave from the leave transfer pool?
- Does employee’s spouse have coverage elsewhere?
