I have a zero deductible. Won’t a new windshield be free?
Well, not exactly. While you may not have to pay the glass company for the new windshield, you will wind up paying for it through higher insurance rates. An average windshield costs around $300, and some go as high as $1000. You’d better believe your insurance company will notice a $300-$1000 claim on your insurance. But since the cost of a windshield repair is usually only around $50-$70, your insurance company will gladly waive any deductible you may have, and pay for the repair.