I have a Medigap plan that covers prescription drugs. Can I keep that plan and choose NOT to enroll in Medicares prescription drug coverage?
If you have a Medigap policy by December 31, 2005 that also covers prescription drugs (plans H, I, or J); You can keep that policy with the drug coverage, if you don’t enroll in Medicare’s Prescription Drug Benefit that begins in 2006. If you choose to enroll in a Medicare Prescription Drug Benefit plan, you can keep your current Medigap policy but the drug coverage will be removed from the policy or, for a limited time, you can buy a different Medigap policy that does not cover drugs. You can contact your Medigap insurer to find out more about your options. If you do not have a Medigap plan H, I, or J by December 31, 2005; Starting January 1, 2006, there will be a change in Medigap policies that cover prescription drugs. Medigap Plans H, I, and J may still be sold, but without the prescription drug benefit.
Related Questions
- Does prescription drug coverage under a Medigap (or Medicare Supplement) plan H, I or J qualify as "creditable coverage" for purposes of avoiding the Medicare Part D late enrollment premium penalty?
- I have a Medigap plan that covers prescription drugs. Can I keep that plan and choose NOT to enroll in Medicares prescription drug coverage?
- I have a Medigap plan that covers prescription drugs. Can I keep that plan and also choose Medicares prescription drug coverage?
