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I got behind on some of my bills and now debt collectors are harrassing me at work and at home. Can they do that?

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I got behind on some of my bills and now debt collectors are harrassing me at work and at home. Can they do that?

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A. A collector may contact you in person, by mail, telephone, telegram or FAX. However a debt collector may not contact you at unreasonable times or places, such as before 8AM or after 9PM, unless you agree. A debt collector also may not contact you at work if the collector knows that your employer disapproves. To make them stop contacting you at work, you would have to send them a letter telling them your employer does not like it.

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