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I filed Chapter 13, do I have to payfor a Personal Financial Management Course?

April 26, 2017Chapter 13 course filed financial Management

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I filed Chapter 13, do I have to payfor a Personal Financial Management Course?

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A. Not necessarily. Both Chapter 7 and Chapter 13 debtors must take a Personal Financial Management Course and receive a certificate to get a discharge. Some Chapter 13 trustees offer a free course to the Chapter 13 debtors who filed in their jurisdiction. If you are a Chapter 13 debtor, check with your Chapter 13 trustee’s office for more information. You may receive a class free of charge from The Mesquite Group if your household income is at or below the poverty guidelines as set out by Health and Human Services (HHS) issued by the federal government (2008). Q.