I don think I can afford the cost share for Community Care, but I need the services. What are my options?
First, consider the many benefits that you will receive from Community Care (CCSP). CCSP is a Medicaid waiver program. Therefore, one of the benefits you will receive (if you are eligible for CCSP) is Medicaid. The Medicaid benefit may actually offset your cost share for CCSP services. If you still feel like the cost of CCSP services outweighs the benefits, you should consider applying for Home and Community Based services (HCBS). The HCBS services are less frequent, and the cost share, if applicable, is usually less. However, the HCBS program does not offer the Medicaid benefit. Also, the waiting list for HCBS services is currently much longer than the waiting list for CCSP services. Most HCBS services are available only to those age 60+.
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