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I dont have any Collision coverage and my insurance company wont help me. It isnt my fault, so why do I have to file a claim against the other company?

April 26, 2017claim collision COMPANY coverage fault file help Insurance

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I dont have any Collision coverage and my insurance company wont help me. It isnt my fault, so why do I have to file a claim against the other company?

1 Answer

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Having Collision coverage provides the convenience of having your insurance company represent you regardless of fault. When you choose not to buy Collision coverage, you make the decision to not involve your company. The only way to collect for damages is for you to file your claim against the other party directly.