I attempted to run a live quote for IC + Term Life online, but it says it can offer coverage based on “country restrictions”. What is this and what do I do to get life insurance overseas ?
This commonly occurs should you be inputing to the quoting tool a country of citizenship or country of residence that is deemed “high risk” by the underwriters. Most countries in Africa, the Middle East and some other Asian and S. American countries are in this listing. The list changes occassionally, but do refer to our high risk life insurance country listing here to compare. In this case, if a quote is not offered for term life insurance, you will need to review High Limit Accident Life Insurance — also known as AD&D or accidental death and dismemberment.