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I applied for an individual insurance plan and was turned down for a minor problem. Can the insurance company do that?

April 26, 2017applied COMPANY individual Insurance minor Plan problem turned

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I applied for an individual insurance plan and was turned down for a minor problem. Can the insurance company do that?

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Yes. More than 20 percent of people who apply directly to an insurance company for this type of plan get rejected because of medical conditions. It could be for a serious medical condition or because of an expensive prescription drug, or because the company anticipates problems in the future based on something in your medical history. Companies have their own height and weight charts and might turn you down based on your weight. You won’t be able to buy a policy if you are pregnant. However, Oregon has a program for people who are turned down for coverage. It’s called the Oregon Medical Insurance Pool (OMIP). The program is not based on income.