I am past the 30 day response timeframe from the collectors first written contact. Can I still dispute the debt?
Normally no, but we have found that many debt collectors will afford you an opportunity to start a dispute past the 30 day time window and we recommend that you file and document a DebtResponseâ„¢ claim soon. Since debts are sold and re-sold (without your knowledge) on the debt circuit you can be sure you will have another opportunity to dispute when it surfaces again at the next collector. We suggest you subscribe to our FollowDebtâ„¢ option which gives your next disputes high priority in our system.