I am looking to save money on my Iowa car insurance. Are there auto insurance coverages that I can safely trim?
Auto insurance is based on an ever growing number of rating factors; how your car is used, where it is garaged, if you own a home, or rent, education and even credit. When you look at the Iowa auto policy, you will see that collision coverage & comprehensive coverage are the physical damage portion of the auto insurance policy. They protect your car. The higher the deductible the lower the premium, but also the more out of pocket you will pay if you have a covered loss. That would be the most logical of places to look to start. Most professionals recommend not to reduce your liability limits. If something ever truly bad happens, you don’t want to be in a position where you saved say $100 and cost yourself $250,000 in coverage. It is said that smart people spend pennies to protect dollars.
