I am having difficulty making my monthly student loan payment, including payments on my other consumer debts such as credit cards and alternative student loans. What should I do?
Contact HESC’s Advocate Unit at 1-888-215-0196 or loanadvocate@hesc.org. We will discuss your situation and can refer you to your lender or nearest not-for-profit, NYS licensed credit and debt counseling agency. These agencies can organize your debts, help you with a spending plan, and work with you to arrange a repayment plan you can afford.
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