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I am an MSU retiree with Medicare and all of my enrolled family members also have Medicare. What health coverage options can I choose from?

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I am an MSU retiree with Medicare and all of my enrolled family members also have Medicare. What health coverage options can I choose from?

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You have a choice between the Blue Cross Blue Shield Traditional Plan (BCBS Traditional Plan) and Physicians Health Plan (PHP). • I am an MSU retiree and all members of my family (including me) are not enrolled in Medicare. What health coverage options can I choose from? You have a choice between the BCBS Community Blue Plan and PHP for you and any family members you enroll. In the future, when you or any family member becomes covered under Medicare, you may be required to cover everyone in the family under either PHP or the BCBS Transition Plan. • I am an MSU retiree and the members of my family are a mix of Medicare and non-Medicare enrollees. What health coverage options can I choose from? You have a choice between the BCBS Transition Plan and PHP. In the future when all members of the family have Medicare, you may be required to select either the BCBS Traditional Plan or PHP. • What are the differences between the BCBS Traditional Plan and the BCBS Transition Plan? If you, your spo

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