I am already drawing disability insurance payments from my disability insurance carrier. Doesn’t that mean that I automatically qualify for disability benefits under the Social Security Act?
A. No. The legal standard for determining disability under the Social Security Act is a very strict and narrow one. Disability insurance typically pays for disability for an initial period of time for the inability to perform one’s former employment, a more lenient standard than that required by Social Security. After that initial period has expired, the disability insurance typically imposes a standard for measuring disability that is similar to the more stringent one required by Social Security and at the onset of your disability the disability carrier may, as a condition for receiving disability payments under its policy, require you to immediately apply for Social Security disability benefits. If you begin receiving Social Security disability benefits you may find that the disability benefits provided under your disability insurance policy are reduced.
Related Questions
- I am already drawing disability insurance payments from my disability insurance carrier. Doesn’t that mean that I automatically qualify for disability benefits under the Social Security Act?
- Post a Comment to "Do you have enough "work credits" to qualify for Social Security Disability Insurance Benefits?"
- Can I receive Veteran’s disability benefits while I am receiving Social Security Disability Insurance payments?
