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I already have virus protection, a personal firewall and run spyware detection software. Why do I need to have security questions and accept a persistent cookie on my computer?

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I already have virus protection, a personal firewall and run spyware detection software. Why do I need to have security questions and accept a persistent cookie on my computer?

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A. We are glad to hear you use virus protection, a personal firewall and spyware detection. Be sure that you keep these software programs up-to-date for the best possible protection against viruses, trojans and other types of malware. In addition to your security software, the Internet Banker security features provide greater protection by adding more layers of security to your online experience. These features work together with your own system security, but they do not replace them.

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