I already have liability insurance. Why consider the Philadelphia Bar Association’s plan?
If you already have coverage, it’s advisable that you look at two key areas: continous coverage, under which you’re covered even if you fail to report a potential claim against you; and the consent-to-settle clause, which compels you to settle even if you wish to make a defense on principle. The Philadelphia Bar Association’s plan offers continuous coverage and does not include a consent-to-settle provision — two benefits that set it apart from other plans.
