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I already have health insurance through my parents plan, and it meets all the requirements for waiving the MIT Student Extended Insurance Plan. Why should I consider the Extended Insurance Plan?

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I already have health insurance through my parents plan, and it meets all the requirements for waiving the MIT Student Extended Insurance Plan. Why should I consider the Extended Insurance Plan?

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The MIT Student Extended Insurance Plan provides students with exceptional health care and services right on campus. In addition to the convenience of location and breadth of services available, students benefit from being part of the greater Blue Cross Blue Shield network and having access to in-network providers and facilities. Students also have access to coordinated care at MIT Medical’s affiliate hospitals, which include Massachusetts General Hospital and Mt. Auburn Hospital. Before you decide to waive the MIT Student Extended Insurance Plan, make sure you compare the benefits to those in your existing plan, and find out how your current insurance works away from home. For example, would your current insurer expect you to seek care at its in-network hospitals, and if so, where are those hospitals located? If you decide to waive, find out if your insurance requires prior authorizations or referrals in order for services to be covered. If so, it will be up to you to obtain any autho

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