How would a mortgage broker or lender feel about the added unknown risk of lending their money to an individual whose credit report has been altered to possibly reflect an inaccurate profile?
A. We’re sure they would not feel very good about this because, in this scenario, someone has committed fraud. Everyone needs to understand that, if one of our customers has an item removed or changed on their credit report, it was removed or changed by the credit reporting agencies, and they removed or changed the item because it was inaccurate, erroneous or obsolete. At Credit Investigation Service, our customers are using our service, and then re-entering the credit world with a more accurate profile, not a less accurate profile. This benefits everyone, our customers and their lenders. Investors should feel better about the services we provide because they would be looking at a more accurate picture of a consumer’s credit worthiness, and they could then extend credit to a good customer who may otherwise have been denied. Q. How would a mortgage broker feel, knowing that a major derogatory item, like a bankruptcy, foreclosure, etc., has been removed from a credit file, just because i
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