How will the HRA plan work with people who are also covered by another health plan?
The HRA plan will work just like the traditional plans and will coordinate benefits with your other coverage. As the employee, the HRA will be the first payor. ODS will process the claim and apply the claim to your deductible, then ODS will send the claim to your second insurance and they will pay according to that plan benefit. For family members who use the County plan as their secondary payer, their primary insurer will process the claim first then send it to ODS to process through the HRA plan. Do not use the Benefits Card if your claim will be covered by the secondary insurance.
