How will the health insurance exchanges work and who is eligible?
By 2014 most Americans will be required to have health insurance coverage. These web-based exchanges will facilitate the flow of information and make purchasing a private insurance plan easier. The exchanges will be available to individuals, small businesses and people who do not have insurance through their employer. Insurance companies must meet certain minimum cost and coverage requirements to be able to offer plans through the exchanges. In order to make insurance more affordable, individuals and families with incomes up to 400 percent of the poverty line will be eligible for federal subsidies. For more information on how the Exchanges will work, visit http://www.kff.org/healthreform/7908.cfm.
