How will plan participants’ monies be invested?
The contributions that are made will be invested into a default portfolio based on the age of the participant. In general, the Qualified Default Investment Allocation is more heavily weighted in equities for younger participants and more heavily weighted in bonds and stable value funds for older participants. As the participant ages and moves into a different QDIA age bracket, their investment allocation will automatically change to fit their new age bracket. They may also choose their own investment allocation and not use the automatic age adjusting QDIA.
